You’re Not Stuck You Just Need a Plan
5/1/20262 hr 13 min
❓ Have a money question? Ask Ramsey is here to help. 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. Jade Warshaw and Dr. John Delony answer your questions and discuss: “Should I pay my son's college debt since I was the one that pushed him into going?” “My employee keeps asking for financial help—am I enabling his bad decisions?” “My father is retired and will be broke soon but refuses to get a job; I'm afraid he will come to us for money.” “How can I get my husband on board to pay off our three mortgages?” “I'm $70,000 in debt and just found out my apartment has mold and I need to move. How can I possibly afford this?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💵 Start your free budget today. Download the EveryDollar app! 🏠 Get organized and prepared to buy or sell a home 🛡️ Get trusted insurance coverage that fits your budget 📈 For help with investing, get connected with a SmartVestor Pro Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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Transcript preview
First 90 secondsDave Ramsey0:00
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Jade Warshaw· Host0:07
[upbeat music] Normal is broke, common sense is weird, so we're here to help you transform your life and your money. From the Ramsey Network in the Fairwinds Credit Union studio, this is the Ramsey Show. I'm Jade Borchardt. Next to me, Dr. John Delony, taking your calls really for the next three hours. If you want to get involved, the number's 888-825-5225, gets you on the line. Anne is in Salt Lake City, Utah. Anne, what's going on?
Speaker 20:34
Hi, thank you for taking my call.
Jade Warshaw· Host0:38
No problem.
Speaker 20:38
Uh, my question today is my- we- our youngest son is, uh, going to be starting medical school in July, this summer. Um, he's married and has a 10-year-old, and then has, his wife is pregnant, they're going to have their second baby in the fall. And our question is, because of the changes in the federal student loan, um, program, they are not able to borrow enough money to even really pay the tuition for the medical school.
Jade Warshaw· Host1:06
Yeah.
Speaker 21:06
And so they're going to need to take out private loans.
Jade Warshaw· Host1:09
Oh.
Speaker 21:09
And so our question is- Please don't do this, Anne ... whether we will- Please don't do that.
Jade Warshaw· Host1:13
[laughs] Hey, hey, let me ask you, before you go any further with this- Yeah ... I want to ask you one question.
Speaker 21:17
Yeah.
Jade Warshaw· Host1:18
Why do you think they put limits on it, on how much they can borrow?
Speaker 21:22
Well, I know they're trying to do- they're trying to get the, the schools to change their policies so they don't require students to,