Your Payments Are Keeping You From the Life You Want
5/22/20262 hr 16 min
❓ Have a money question? Ask Ramsey is here to help. 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. Jade Warshaw and George Kamel answer your questions and discuss: “I'm in $191,000 of student loan debt, should I pay them off or invest instead?” “We're in $38,000 of debt and expecting a baby in November, how can we best financially prepare?” “My new husband and I just moved in with his grandfather and are expected to pay his bills, how do we navigate this?” “When I asked my bank about manual underwriting they looked at me like I was crazy, what should I do?” “Should I go to college while paying off debt, even if it won't increase my income very much?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📚 Our Memorial Day Sale is here. Get 2 books and assessments for $20. 💵 Start your free budget today. Download the EveryDollar app! 🏠 Get organized and prepared to buy or sell a home Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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Transcript preview
First 90 secondsDave Ramsey0:02
This is an ad for BetterHelp. May is mental health awareness month, and when life feels overwhelming, therapy can help you slow down, think clearly, and move forward. Visit betterhelp.com/ramsey to get 10% off. [gentle music] Brought to you by the EveryDollar app. Start budgeting for free today.
Jade Warshaw· Host0:25
[upbeat music] Normal is broke and common sense is weird, so we're here to help you transform your life. From the, from the Ramsey network in the Fairwinds Credit Union Studio, this is The Ramsey Show. I'm Jade Warshaw. Next to me, George Kamel. Taking your calls, uh, really for the next three hours. 888-825-5225 is what will get you on the line, and we hope that you do choose to call in, 'cause we'd love to hear from you. All right, George, you ready to do this?
George Kamel· Host0:57
Game on.
Jade Warshaw· Host0:57
James is in Riverside, California. James, you are on the line.
Speaker 31:02
Hello.
Jade Warshaw· Host1:02
How can we help today?
Speaker 31:03
Hello, I was calling in, I watch your guys' show a lot. I watch George's YouTube channel. I'm just trying to figure out what's the best way to pay off s- payday loans.
Jade Warshaw· Host1:12
Oof.
Speaker 31:13
I have 10 all together.
Jade Warshaw· Host1:15
Oof. That's a monster, my goodness. How do you- Yeah, no, I've seen s- I've seen someone call in about 'em, but never this many. Wow. Um, how, how did you, let me just ask, how did you get in a situation where you were needing to go to these