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The Ramsey Show

Your Bank Account Shouldn’t Define You

4/15/20262 hr 13 min

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George Kamel and Rachel Cruze answer your questions and discuss:

“Should I use my fiancée's money to pay off my debt?” “My business partner is trying to scam me out of our business” “Does it make financial sense to become a stay-at-home mom when my husband's income keeps decreasing?” “Should we let my future mother-in-law move in with us?” “How do we overcome a lot of debt and almost no retirement savings?”

Next Steps:

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Clips

Prenup Demand Gives 'The Ick'
‘This Is Highway Robbery’
Admitting You Don’t Want This
The $1.4M Car Payment Math
‘You Have An Identity Problem’
‘We Had To’ Is Bankrupting You
The Hidden Condo Bombshell
Beating Bidding Wars With Proof

Transcript preview

First 90 seconds

  1. Speaker 00:00

    [upbeat music] Brought to you by the EveryDollar app. Start budgeting for free today.

  2. George Kamel· Host0:08

    [upbeat music] Normal is broke and common sense is weird, so we're here to help you transform your life. From the Ramsey Network in the Fairwinds Credit Union Studio, this is The Ramsey Show. I'm George Kamel, joined by my pal and co-host of Smart Money Happy Hour, Rachel Cruz, and we're taking your calls at 888-825-5225. Nya is gonna kick us off in Cleveland, Ohio. Nya, did I get that right or is it Naya?

  3. Speaker 20:40

    Nya.

  4. George Kamel· Host0:42

    Yes.

  5. Rachel Cruze· Co-host0:42

    Did it, George.

  6. George Kamel· Host0:43

    First try. All right, we're off to a great start. [laughs] Nya, how can we help today?

  7. Speaker 20:45

    Hi, um, so I was just wondering kind of, um, what me and my husband should set up our budget on. Just to give you a quick backstory, me and my husband, we eloped. We got married early because we wanted to just have a good foundation going forward into our wedding as far as finances. Um, I work in real estate, so the insurance rates got super high for me, and I was like, "Well, let's, let's elope, get on a, a normal insurance, and then put the rest of our money, um, so that we could cash flow our wedding versus pulling from either of our savings." Um, and we've mostly been able to do that, um, except for this final cost of the, like the food, um, based off of the head count. Um, but I just started reading your, The Total Money Makeover book.

  8. George Kamel· Host1:28

    Yeah.

  9. Speaker 21:29

    Um, our original

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