When You Don't Have Payments, You Have More Options
7/17/20262 hr 7 min
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Rachel Cruze answer your questions and discuss:
- “I’m $108,000 in debt, living in my car, and my wages are being garnished. How do I get through this?”
- “Should I leave my husband after he’s been unemployed for ten years?”
- “I want to transition to a career where I’ll be making a quarter of what I make now. How do I prepare for this?”
- “My company is closing in a month. What should I do with the company retirement accounts?”
- “Should I invest the money I’m getting in the divorce into retirement?”
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Clips
Transcript preview
First 90 secondsDave Ramsey· Host0:00
[upbeat music] Brought to you by the EveryDollar app. Start budgeting for free today. [upbeat music] Normal is broken, common sense is weird, so we're here to help you transform your life. From the Ramsey Network in the Fairwinds Credit Union Studio, this is The Ramsey Show. Rachel Cruze, Ramsey Personality, number one bestselling author, co-host of Smart Money Happy Hour, my daughter, is my co-host today. So Rachel, we did that post, that silly thing you wanted to do with, um, acting like we're doing a Netflix documentary or something.
Rachel Cruze· Host0:44
[laughs] Oh, yeah. We already talked about that.
Dave Ramsey· Host0:46
And, um- It was cool ... th- thing's gone bananas.
Rachel Cruze· Host0:48
Well, and everyone- You were, you were right.
Dave Ramsey· Host0:50
It's, it's a big, big deal. Apparently, it's a trend, uh, to sit down in a chair and act like you're doing a documentary, right?
Rachel Cruze· Host0:54
Yeah, exactly.
Dave Ramsey· Host0:55
And so we did it, and it went on Instagram. It went crazy.
Rachel Cruze· Host0:58
Yeah. It did well.
Dave Ramsey· Host0:59
The numbers are, the numbers are nuts.
Rachel Cruze· Host1:00
Well, like 1.3 million, yeah.
Dave Ramsey· Host1:01
A- and so, yeah, they brought, yeah, c- a million or something.
Rachel Cruze· Host1:03
Oh, yeah, yeah.
Dave Ramsey· Host1:04
Yeah.
Rachel Cruze· Host1:04
Over that, yeah, yeah.
Dave Ramsey· Host1:04
Crazy, yeah. So the guys w- s- some of them were saying they had read the comments, and a num- a huge number of people didn't realize you were my daughter.
Rachel Cruze· Host1:11
Yes. There was a lot of like, "Well, today- And a huge number of people- I was today years old when I knew ...
Dave Ramsey· Host1:14
don't know it's a fad and a trend- Yes ... and they actually think there's going to be- [laughs] ... a Netflix documentary- Yeah ... about being Dave Ramsey's daughter.
Rachel Cruze· Host1:22
On, on Facebook sp- Eh, eh, eh, there's not, okay? On Facebook specifically, a lot of people were like, "Oh, no, I just