The Decisions You Make Now Shape Your Success
7/20/20262 hr 7 min
❓ Have a money question? Ask Ramsey is here to help.
George Kamel and Jade Warshaw answer your questions and discuss:
- “Should we pay off $40,000 in credit card debt or go into stork-mode?”
- “How do I weigh passion versus earning potential when choosing a career?”
- “Should I drain my emergency fund to buy a house?”
- “Should I buy a business for $200,000?”
- “How do we get our daughter to pay us back for her student loans?”
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Clips
Transcript preview
First 90 secondsSpeaker 10:00
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Jade Warshaw· Host0:08
[upbeat music] Normal is broke and common sense is weird, so we're here to help you transform your life from the Ramsey Network in the Fairwinds Credit Union Studio. This is the Ramsey Show. I'm Jade Warshaw. Next to me, GK, George Kamel, taking your calls for the next couple hours on the phone lines. We've got Catherine, who's in Atlanta, Georgia. Catherine, you are on the line, my friend.
Catherine0:34
Hey, guys. Can you hear me?
Jade Warshaw· Host0:36
Yes, ma'am.
Catherine0:37
Hey. So my husband and I, we are 20 and 22. We've been married for a little, uh, over nine months now, and we're really starting to think about our future and being wise with our money early on. And our biggest goal is to buy our first house before we have kids, Lord willing, in the next two to four years. Um, and we wanna put 20% down so we can avoid PIMA. We both work full-time jobs. We have a budget. Um, and we just wanna make sure we're doing everything we can to reach that goal. So my question is, uh, how aggressively do you think we should be saving for a house while still kind of enjoying this season of life? Should we cut back on fun things, um, and kinda go in for the next couple of years to reach our goal faster, or is there kind of like a healthy way to balance where we can still travel, do date nights and things here and there?
Jade Warshaw· Host1:26
I mean, I do think... I- I love the goal of buying a house, and I even