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Take The First Step Toward the Life You Want

7/24/20262 hr 7 min

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

❓ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Rachel Cruze and Dr. John Delony answer your questions and discuss:

  • “My girlfriend and I have different views on money. How do we talk through this and come to an agreement?”
  • “I just lost $1,300 of child support a month and now I am behind on my bills. What should I do?”
  • “I interviewed with a company and they said they wanted to hire me, but I haven’t heard from them in 45 days. What should I do?”
  • “My father cosigned a student loan for my nephew. Who is responsible for the loan after my father passes away?”
  • “Our mortgage is 50% of our income. Can we keep the house?”

Next Steps:

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET

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💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Transcript preview

First 90 seconds
  1. Speaker 10:00

    [gentle music] Brought to you by the EveryDollar app. Start budgeting for free today.

  2. Rachel Cruze· Host0:08

    [upbeat music] Normal is broke and common sense is weird, so we're here to help you transform your life. From the Nam- Ramsey Network [laughs] in the FAIRWINDS Credit Union Studio, this is The Ramsey Show. And I'm Rachel Cruz hosting this hour with Dr. John Delony, and we're answering your questions, so give us a call at 1-888-825-5225. And we're here to help you, about your life and your money. All right, starting us off this hour, we have James in Toronto, Canada. Hi, James. Welcome to the show.

  3. James0:44

    Hi, Rachel. How are you?

  4. Rachel Cruze· Host0:47

    Hi. We're doing great. How can we help?

  5. James0:48

    Uh, just a... So I had a question for you guys. Um, I'm 26, and I'm proposing on Tuesday this coming week, so- Yeah, dude.

  6. Rachel Cruze· Host0:59

    Congratulations, James. Way- way to do.

  7. James1:02

    Thank you. Quite- You know what?

  8. Rachel Cruze· Host1:02

    Good for you. I feel like we get so many calls- Thank you ... from people, and we're like, "Listen, are you gonna get engaged? You gonna get married?" You're doing it, James. We're proud of you.

  9. John Delony· Host1:09

    Does she know it's coming?

  10. James1:09

    Mm-hmm. Uh, no, but yes. It's not a complete surprise. Um, but yeah, so I, my question is, she comes from a, uh, quite well-to-do background. Um, and honestly, so do I, but we're- we're going through a transition in the, in the short future of

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