Steady Habits Build Lasting Wealth
5/12/20262 hr 16 min
❓ Have a money question? Ask Ramsey is here to help. 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. Dave Ramsey and Rachel Cruze answer your questions and discuss: “Should I quit my job to do YouTube full-time?” “Our mortgage is 50% of our take-home pay, should we sell our house?” “How do I structure a prenup?” “How do we buy a home when our market seems unaffordable?” “Should I go back to school to change careers even if it means taking a pay cut?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💵 Start your free budget today. Download the EveryDollar app! 🏠 Get organized and prepared to buy or sell a home 💰 Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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First 90 secondsSpeaker 00:02
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Dave Ramsey· Host0:16
[upbeat music] Brought to you by the EveryDollar app. Start budgeting for free today. [upbeat music] Normal is broken, common sense is weird, so we're here to help you transform your life. From the Ramsey Network in the Fairwinds Credit Union Studio, this is the Ramsey Show. I'm Dave Ramsey, your host. Rachel Cruz, number one best-selling author, Ramsey personality, co-host of Smart Money Happy Hour. My daughter is my co-host today. Open phone's here as we talk to you about your life and your money. The phone number is free at 888-825-5225, and some say the advice is worth exactly what you pay for it. John is in Louisville, Kentucky. Hey, John, how are you?
Speaker 21:05
Doing good. How are you?
Dave Ramsey· Host1:07
Better than I deserve, sir. What's up?
Speaker 21:08
Uh, I guess we'll get to a little backstory, I guess, first of, I'm 26, and my girl- uh, fiance, I should say, is 31. Um, we don't live together. Sh- uh, I have a home in, uh, uh, right across the state line. She lives with her parents. Um, I have no kids.