Start Telling Your Money What To Do
6/10/20262 hr 14 min
❓ Have a money question? Ask Ramsey is here to help. 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. Dave Ramsey and Jade Warshaw answer your questions and discuss: “I’m in $37,500 of debt, I work 55 hours a week and it’s still not enough to cover my bills. What should I do?” “I took out $115,000 of student loans to become a lawyer. I hate it. Should I quit my job?” “We make $374,000 a year, why are we still living paycheck-to-paycheck?” “My mom has $45,000 of credit card debt and lives off her social security, how can I help her?” “My car lease and insurance is 50% of my income, how do I get out of this situation?” “I can’t seem to get ahead with my finances and always end up in the negative every month.” “Should we sell our manufactured home?” “Our family and friends make comments about our financial decisions, it makes us second guess everything we’re doing.” “My grandfather-in-law offered to buy me a car, my husband says I’m being proud for not taking his offer. Is he right?” “We want to retire at 55 years old, where should we invest for a bridge account?” “Should I file for bankruptcy?” “Should I make my wife happy by going to the barber more frequently?” “How much should I be investing in a 529 account?” “Should I buy an annuity?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET 📩 Email Dave On-Air With Your Questions on Debt and Finance 💵 Start your free budget today. Download the EveryDollar app! 🏠 Get organized and prepared to buy or sell a home ❤️🩹 Get trusted insurance coverage that fits your budget Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at Shopify. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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First 90 secondsDave Ramsey· Host0:00
[upbeat music] Brought to you by the EveryDollar app. Start budgeting for free today. [upbeat music] Normal is broken, common sense is weird, so we're here to help you transform your life. From the Ramsey Network in the Fairwinds Credit Union Studio, this is The Ramsey Show. Thank you for joining us, America. Jade Washow, Ramsey personality, number one best-selling author, is my co-host today. Open phone's here at 888-825-5225. Christie is in Philadelphia. Hi, Christie. How are you?
Christie0:44
Hi, I'm good. How are you?
Dave Ramsey· Host0:46
Better than I deserve. What's up?
Christie0:48
I was just calling to see if you could help me figure out how to live a life and not be burdened by so much financial issues.
Dave Ramsey· Host0:59
Well, we can certainly try.
Christie1:02
Okay.
Dave Ramsey· Host1:03
What's going on?
Christie1:04
So I, I'm single, so I make about 50,000 a year, and I just am always in the negative- Mm ... every month. And, um, I can't, like, really enjoy life. I just work and- Mm ... get back in the negative.
Jade Warshaw· Host1:23
[scoffs] So usually when people experience that problem, there's one or two things or both