Shortcuts Won’t Help You Get Ahead With Money
5/4/20262 hr 13 min
❓ Have a money question? Ask Ramsey is here to help. 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. George Kamel and Jade Warshaw answer your questions and discuss: “Should I give my sister my portion of an inheritance?” “Why is my advisor recommending a Variable Life policy?” “My home is falling apart, should I walk away?” “Can I buy items to flip for profit to pay off debt?” “My mother-in-law has no retirement savings.” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💵 Start your free budget today. Download the EveryDollar app! 🏠 Get organized and prepared to buy or sell a home 💰 Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning. 📞 Connect with a trusted home and auto insurance agent. Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Clips
Showing 10 of 12Transcript preview
First 90 secondsSpeaker 00:00
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George Kamel· Host0:08
[upbeat music] Normal is broke and common sense is weird, so we're here to help you transform your life. From the Ramsey Network in the FAIRWINDS Credit Union Studio, this is the Ramsey Show. I'm George Kamel, joined by Jade Warshaw. We're taking your calls at 888-825-5225. Pick up the phone, give us a call if you want the right next step for your life and your money. Omar is kicking us off in New York City. What's going on, Omar?
Speaker 20:40
Hey. Hi, how are you? Um, so I'm a 30-year-old general dentist living in the northern New Jersey/New York City area, graduated from dental school back in May 2024 with around $510,000 in student loan debt.
George Kamel· Host0:56
Oof.
Speaker 20:57
Uh, I've been paying it off aggressively, uh, since the last eight months when I started working, so I'm around $450,000 in student loan debt. Um, and I'm kind of just wondering how exactly to prioritize that. You know, I'm looking to buy my own dental practice in the upcoming years. I'm married with a daughter, so hopefully a home. Um, so I'm wondering, do I pay it aggressively and solely focus on that, or pay a good chunk towards there and also some savings for my practice and for a house in the future?