She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money
6/14/202651 min
She's 25, owns her home, has paid off her HECS debt, has more than $50,000 in super, is building an investment portfolio and somehow still rated herself a B- when I asked how she felt about her money habits.
Growing up in regional Victoria, she got her first job at 14 and never really slowed down. While most of us were spending our weekends hanging out with friends, she was working supermarket shifts, saving for her future and helping her parents renovate investment properties.
That work ethic followed her everywhere.
Through nursing placements, night shifts, university, a mortgage in her early 20s and a long-distance relationship that somehow survived Melbourne lockdowns.
Now she's built a life that's incredibly solid, but what I loved most about this conversation wasn't the numbers.
It was her mindset.
The way she talks about money feels refreshingly simple. Work hard. Save consistently. Make your money work for you. Repeat.
We chat about buying a home at 21, paying off her HECS debt, starting her investing journey, the money lessons she learnt from her parents and grandparents, and why she's already thinking about the financial life she wants to build long before she starts a family.
Honestly, this episode is proof that wealth isn't always built through big dramatic decisions.
Sometimes it's built one supermarket shift, one mortgage repayment and one very stubborn financial goal at a time.
See omnystudio.com/listener for privacy information.
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First 90 secondsNatasha Bamblett· Soundbite0:00
My name's Natasha Bamblett. I'm a proud First Nations woman, and I'm here to acknowledge country. Ti Klein Yan Tanya Nayinak Gaka Yao Yambena Waka. Nayinak Gayi Nambeni Yakarumja Dominyagumika Domika Ithe Waka Nitowamin Damwin Imalan. Mumubain Garaboma Inan Yan Waka Ganon Yakarumja Wutunadanaw. Hello, beautiful friends. We gather on the lands of the Aboriginal people. We thank, acknowledge, and respect the Aboriginal people's land that we're gathering on today. Take pleasure in all the land and respect all that you see. She's on the Money podcast acknowledges culture, country, community, and connections, bringing you the tools, knowledge, and resources for you to thrive.
Victoria Devine· Host0:44
She's on the- Money She's on the money. [laughs] [laughs] Hello, and welcome to She's on the Money, the podcast that lets you be pervy about other people's money habits, for educational purposes, of course. Welcome back to another one of our Money Diaries, brought to you by our friends at Sky Wealth, where I get the absolute privilege of sitting down with one of our incredible She's on the Money community members and talking to them all about their journey. Let's jump straight into it because this week I got a message and it sounded exactly like this: "Hi, She's on the Money. I absolutely love the podcast and especially listening to the Money Stories episodes, so I thought it was probably time for me to share mine. Anyone who knows me says that I am a very hard worker and that I am