Question Time: Pay off my Student Loan with a 0% card? Shift kids cash ISA to shares? Success: ‘Saved £500 on breakdown cover!’
6/15/202646 min
In this episode, Martin is back answering your latest money dilemmas with a few surprises along the way.
Should you pay off your student loan using a 0% credit card? Martin breaks down the risks, the maths, and who should and shouldn’t be looking to pay off their student loan early.
Energy is in focus as a listener ask: is the Octopus Tracker tariff still a good idea in today’s volatile market? Martin explains who it works for—and who should steer clear.
A question on whether to move a child’s Junior Cash ISA into a Stocks & Shares ISA. Martin helps you to decide what’s right for your child’s future.
We also celebrate a listener win: how one savvy saver managed to cut £500 off their breakdown cover—and what you can learn from it.
Plus, a glimpse behind the scenes: find out what Martin Lewis’s monthly step record is (it’s higher than you might expect), and producer Simon reveals the surprising mix of jobs he’s had before joining the team.
If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite ice cream flavour, if he’s ever pondered the meaning of life, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.
Clips
Transcript preview
First 90 secondsMartin Lewis· Host0:00
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Speaker 20:03
[upbeat music] Business is booming. But you know what really helped? Xero, the accounting platform for small businesses. I used to think unpaid bills were just part of it. Ugh. But batch payments? Wow. Automated accounts payable? Even better. All in one place. That's a big one, and I can keep track from my phone while I get the job done. No bills in sight. What a life. Do right by yourself and your business and search X-E-R-O for your free trial. Conditions apply. Business is booming. But you know what really helped? Xero, the accounting platform for small businesses. I used to think spreadsheets were just part of it. Ugh. But real-time cashflow? Wow. Invoices that chase themselves? Even better. Books that automate? That's a big one, and I can keep track from my phone while I get the job done. No spreadsheet in sight. What a life. Do right by yourself and your business and search X-E-R-O for your free trial. Conditions apply.
Martin Lewis· Host1:05
[upbeat music] I should just give a couple of quick tips on haggling. It seems a good move for me as long as the rate is very close to being the best buy.
Matthew1:15
Locking money away so that they don't have access to it is very much more where I would stand.
Martin Lewis· Host1:19
If this is a new and a different way for you to be, don't feel you have to go the whole way at the start. And now from the ridiculous to the ridiculous. Hello, and welcome