Question Time: Keep saving hard, or spend more on my family? £30,000 stoozing success! Top up missing NI years?
4/20/202648 min
In our Question Time podcast, Martin Lewis gives you answers on anything and everything, including: can I claim car finance mis-selling if I had an interest-free deal? Should I continue to save hard, overpay my mortgage and invest, or spend a bit more enjoying life with my young family? What do I do if my LISA bonus comes in after I’ve bought my first house? Do I need to top up missing National Insurance years at 36? We also have a brilliant success story from a couple of stoozers who’ve managed to build a £30,000 stooze pot, plus, you get to decide what we call you if you ask Martin a question on the podcast – but to find out how, you’re going to have to listen to the show! If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite ice cream flavour, if he’s ever pondered the meaning of life, or have a very complicated question about your personal finances, email it to MartinLewisPodcast@bbc.co.uk.
Clips
Transcript preview
First 90 secondsMatt Burnham0:00
[upbeat music] We feel spiritually like we're as one, don't we?
Martin Lewis· Host0:04
As it wasn't disclosed to you, you won't know and can't know whether it happened to you without asking, "Did it happen to me?"
Millie0:10
If you're in a couple especially, I think both of you need to be on board to get it, like, the absolute max benefit.
Matt Burnham0:14
We are doing something we've never done before.
Martin Lewis· Host0:16
Isn't that what's good about Question Time?
Matt Burnham0:18
It's so good.
Martin Lewis· Host0:19
Hello, and welcome to the cunningly named The Martin Lewis Podcast. I do wonder what that's gonna be about. And this is our Question Time edition, where you get to ask me your questions on absolutely anything and everything, open brackets within reason, close brackets. And this week you ask me, "Can I claim car finance mis-selling if I had an interest-free deal?" Then we have a brilliant caller who asks, "Should I continue to save hard and overpay my mortgage and invest, or should I be spending a little bit more on enjoying life with my young family? How do you balance emotional quality of life against financial security?" It's a fascinating conversation, that one. Then, "What do I do if my LISA bonus comes after I've already moved house?" We've got a brilliant success story from a couple of Stoosers. They've built a £30,000 stoos pot. That's artificial 0% debt that they're using to save at high interest and make money on the money banks have lent them interest-free. And finally, "I'm 36. Do I need to top up my missing national insurance years?" Let's get on with it. Play the theme tune.
Speaker 3· Soundbite1:24
[upbeat music] I got bills I gotta pay. So I'm gonna work, work, work