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Equity Mates Investing Podcast

Property is expensive but not out of reach: Rentvesting case study

4/20/202632 min

Bryce and Alec sit down with Australian Property Scout founder Sam Gordon to walk through a rentvesting case study: a 28-year-old Sydneysider on $95,000 with $80,000 saved and a goal of eventually owning a $1.5 million Sydney home. They unpack how rentvesting can help bridge that gap, what kind of property could work at this price point, the risks to watch, and why strategy matters more than just maxing out your borrowing power.

In this episode:

00:00 — Why first-home buyers are struggling in Australia

00:23 — What rentvesting is and why it matters

01:10 — Jordan’s case study: $95k income, $80k deposit, Sydney dream

04:41 — The rentvesting strategy: buy where you can afford, rent where you want

08:07 — How equity, refinancing and portfolio growth can fund the next purchase

15:20 — Why Sam believes investors should sell at the end of a property cycle

20:56 — How rentvesting could help buy a Sydney PPOR in 5–7 years

27:10 — The biggest mistakes first-time property investors make

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Want to get involved in the podcast? Record a voice note or send us a message

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Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.

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We’re particularly excited to share our latest show: Basis Points

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In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today.

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Equity Mates Investing is a product of Equity Mates Media.

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Clips

Sell when cycles peak
Deposits in 90–180 days?
From four properties to dream home
The mistake that ruins investors
Why the market feels impossible
If CGT discount is cut
Conservative numbers, big upside
Target yields that hold

Transcript preview

First 90 seconds

  1. Alec Renehan· Host0:00

    [digital beep] Everything you're about to hear is for education and entertainment purposes only. Whilst we are licensed, we're not aware of your personal financial circumstances. Any advice is general advice. Equity Mates operates under Australian Financial Services License 540697.

  2. Bryce Leske· Host0:15

    Buying your first home is increasingly becoming more difficult here in Australia, but our expert today is gonna walk us through step by step a strategy that has helped thousands of people get into the property market.

  3. Alec Renehan· Host0:26

    Equity Mates.

  4. Bryce Leske· Host0:27

    Welcome to Equity Mates, a show where we explore what's possible in the world of investing. If you've joined us for the first time, a huge welcome to the show. My name is Bryce, and as always, I'm joined by my equity buddy, Ren. How are you going?

  5. Alec Renehan· Host0:39

    I'm very good, Bryce. Very excited for this episode. We're talking all things property today. We know a lot of listeners and watchers in the Equity Mates community want to get into the property market and are struggling with prices. Our guest today, uh, last time he was on, called the first home buyer deposit scheme, the 5% scheme, jet fuel on top of a bushfire, and it can feel like that for people who are trying to get into the market these days. Particularly if you're in a capital city and you're despairing at prices, there are other ways to go about it, and today we're gonna unpack this concept of rent vesting. We've spoken about it before, but we're going to do it with a case study today. To help us, uh, work through it all, we're joined by the founder of Australian Property Scout, Sam Gordon. Welcome back to Equity Mates.

  6. Sam Gordon· Guest1:23

    Boys, thanks for having me. Always a pleasure.

  7. Bryce Leske· Host1:25

    So Sam, we're gonna jump straight into it. We've got a case study here. I'll read out

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