Nobody Else Gets A Vote On Your Finances
7/10/20262 hr 8 min
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and George Kamel answer your questions and discuss:
- “My parents got scammed out of their entire retirement and racked up over $100,000 of debt—how do I help them?”
- “I feel uneasy about the strings attached to the money my father-in-law is giving us for a home down payment.”
- “My husband took on $90,000 of debt for his business and I’m scared it’s going to ruin our finances.”
- “We are unable to sell our manufactured home with conventional financing—what should we do?”
- “Should I go into debt to go on a free cruise I won in a sweepstakes?”
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Clips
Transcript preview
First 90 secondsDave Ramsey· Host0:00
[upbeat music] Brought to you by the EveryDollar app. Start budgeting for free today. [upbeat music] Normal is broken, common sense is weird, so we're here to help you transform your life. From the Ramsey Network, in the Fairwinds Credit Union Studio, this is the Ramsey Show. George Kamel, Ramsey personality, number one bestselling author and co-host of the Smart Money Happy Hour. He's my co-host today. Open phone's at 888-825-5225. Gracie is with us in Indianapolis. Hi, Gracie. How are you?
Gracie0:43
I'm doing good.
Dave Ramsey· Host0:45
Good. How can we help?
Gracie0:47
Well, I'm a pre-veterinary student. I just graduated undergrad with no debt. Um, I'm taking a gap year and will be starting veterinary school theoretically next fall. And that's, depending on where I end up going, will be around $200,000 in student debt. Could be a little more, could be a little less. So I just wanted to know best way to prepare myself for that kind of thing.
Dave Ramsey· Host1:10
Well, uh, first I'll tell you that your field of study, I think is excellent, uh, as a career choice.
Gracie1:20
Thank you.
Dave Ramsey· Host1:20
I think you're ... I, I, I honestly would coach someone to be a veterinarian before I would be a medical doctor. Um, I think you can make more money and you have less regulations and less morons

