It's Never Too Late To Build Wealth
7/22/20262 hr 7 min
❓ Have a money question? Ask Ramsey is here to help.
Jade Warshaw and Geroge Kamel answer your questions and discuss:
- “Should I just give up on paying off $200,000 of debt and let my credit get destroyed?”
- “We have $186,000 of debt and disagree on whether we need to sell our home to clean this mess up.”
- “My husband and I lost our jobs at the same time—should we focus on building a business or find other jobs?”
- “Should I refinance my home to a lower payment to get more margin in my budget?”
- “Is it a good idea to share some of our retirement savings with our kids before they inherit it?”
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Clips
Transcript preview
First 90 secondsSpeaker 10:00
[upbeat music] Brought to you by the EveryDollar app. Start budgeting for free today.
Jade Warshaw· Host0:08
[upbeat music] Normal is broken, common sense is weird, so we're here to help you transform your life and your money. From the Ramsey Network in the Fairwinds Credit Union Studio, this is the Ramsey Show. I'm Jade Warshaw. Next to me, George Kamel. We will be taking your calls about your life and your money for the next couple hours. Uh, it's a live call. 888-825-5225 gets you on the line. Harold is on the line. He's in Colorado Springs, Colorado. Hey, Harold. How can George and I help?
Harold0:39
Hey. Hey, what's going on, guys? Thanks for taking my call. I'll make it really brief. I'm 70, gonna be 71. Still working full-time. Been there for 20 years. I've blown all my money all over the years, been traveling, going different countries, continents. Uh, I started listening to you guys when I was 62, 63- Okay ... and I'm totally out of debt. I have no debt, my house is paid off. Um, uh, I have credit cards, no, I don't owe anything.
Jade Warshaw· Host1:08
Okay.
Harold1:08
I have no personal debt. No- nothing on wheels, as Dave says. I have no debt on wheels at all.
Jade Warshaw· Host1:14
Okay.
Harold1:14
But I'm frustrated because I've lived a, like Dave says, uh, s- you spend like you're in Congress. Um, today I just went out and had prime rib for lunch. I, I, I don't know. I- Wow.
Jade Warshaw· Host1:26
Living your best life I, I, I am, and I don't know