Is Property Still a Safe Investment? – with Rob Dix
5/13/20261 hr
For generations, we’ve been told that property is the "default" safe bet. But the world is changing fast. Landlord numbers are falling, and interest rates are staying higher for longer.
In this episode of Investing Unlocked, Georgie Frost and Simon Lambert sit down with Rob Dix – author, landlord and co-founder of Property Hub – to ask if investing in property is still worth it. And if it is, how do you actually do it well?
They interrogate the long-held British belief that "my property is my pension," identifying who property genuinely suits as an asset class – and who should walk away.
The conversation also covers what actually makes a "good" investment property in 2026 and exactly what you’ll need to consider before you even think about buying.
For anyone who has ever assumed property is "safe as houses”, this episode will make you think again.
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Georgie Frost
Instagram: https://www.instagram.com/georgiefrostmoney/?hl=en
LinkedIn: https://uk.linkedin.com/in/georgie-frost-a1b090110
Simon Lambert
LinkedIn: https://uk.linkedin.com/in/simon-lambert-26013233
X/Twitter: https://x.com/_simonlambert?lang=en
Rob Dix
Instagram: https://www.instagram.com/therobdix/
LinkedIn: uk.linkedin.com/in/rob-dix
Website: https://propertyhub.net/rob-dix/
Clips
Transcript preview
First 90 secondsSimon Lambert· Host0:00
Governments have actively disincentivized people to invest in property. You can't make the easy money that you once could.
Rob Dix· Guest0:08
People only wanna buy in hot markets, [laughs] and they don't wanna buy when the market's down. And so y- it's very easy to get sucked into bidding wars and overpay. And the great thing is when no one else is interested, you can go in there and get a good deal.
Georgie Frost· Host0:18
Money is more expensive. You know, interest rates are higher. In the context of, you know, policy changes, the Renters Rights Act, is buy-to-let dead? [upbeat music] We Brits don't just like property, our lives revolve around it. It shapes where we live, how we work, what we talk, and what we dream about. And for many, it's where a lot of our money ends up. For a long time, investing in property felt almost obvious, safe, sensible. But the world has changed. Money's more expensive, policy has shifted, and mistakes are more costly. So today we're asking, is investing in property still worth it? And if it is, how do you actually do it well? Welcome to Investing Unlocked: Making Money Make Sense, with me, Georgie Frost.
Simon Lambert· Host1:00
And me, Simon Lambert.
Georgie Frost· Host1:02
And joining us today is Rob Dix, property investor, co-founder of The Property Hub, and author of a number of books, including The Complete Guide to Property Investment, and his most recent, Seven Myths About Money. But first, Simon, a question we get asked a lot, and that we talk about a lot, is buy-to-let dead?
Simon Lambert· Host1:20
No, buy-to-let isn't dead, but- Right ... it's a very different prospect to what it once was.
Georgie Frost· Host1:29
Mm-hmm.
Simon Lambert· Host1:29
When