Intentional Choices Create Peace in the Chaos
5/6/20262 hr 15 min
❓ Have a money question? Ask Ramsey is here to help. 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. George Kamel and Jade Warshaw answer your questions and discuss: “Should we sell our home to pay off my husband's Bitcoin mining debt?” “Our HOA is giving us 30 days to come up with $14,000—what should we do?” “My wife wants us to upgrade to a more expensive home, but I’m afraid it will ruin us financially and destroy our marriage.” “My financial advisor is telling me I need a credit card to survive in today's world—is that true?” “My mom cosigned for our home, lives with us, and doesn't get along with my wife. Is buying a multi-family house the solution?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💰 Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning 💵 Start your free budget today. Download the EveryDollar app! 🏠 Get organized and prepared to buy or sell a home Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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Transcript preview
First 90 secondsSpeaker 00:02
This is an ad for BetterHelp. May is mental health awareness month, and you know that stress you keep pushing down? It's showing up everywhere, in your relationships and in your health. If you need to talk to a licensed therapist, make today the day. Go to betterhelp.com/ramsey to get 10% off.
George Kamel· Host0:17
[upbeat music] Brought to you by the EveryDollar app. Start budgeting for free today.
Jade Warshaw· Host0:24
[upbeat music] Normal is broke and common sense is weird, so we're here to help you transform your life. From the Ramsey Network in the FAIRWINDS Credit Union Studio, this is the Ramsey Show. I'm Jade Borchardt. Next to me, George Kamel, and we're taking your calls for the next three hours. 888-825-5225 gets you on the line where Melissa from Dallas, Texas is now awaiting. Melissa, how can we help today?
Melissa0:52
Hi. Thanks so much for having me on today. Um, so my question that I'm trying to figure out is if I should sell my house, uh, while I'm currently in a bankruptcy that was caused by my husband making investments in a failed Bitcoin mining business.
Jade Warshaw· Host1:09
Yikes.
Melissa1:10
Yeah.
Jade Warshaw· Host1:11
There's a lot going on here.
George Kamel· Host1:12
Woof.
Jade Warshaw· Host1:13
[laughs] Okay. So you're thinking about selling the house. You're in bankruptcy. How much money did he lose in the Bitcoin mining scam?
Melissa1:21
Well, there's $250,000 in personally guaranteed business loans, and then $100,000 in credit