If You Want Wealth, Stop Being Dumb With Money
5/18/20262 hr 15 min
❓ Have a money question? Ask Ramsey is here to help. 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. Dave Ramsey and Rachel Cruze answer your questions and discuss: “Our house got hit by a car and we received a $170,000 settlement. My husband says I’m not entitled to the money—what should I do?” “We bought a business before we were ready, and now it feels like all we do is pay on our debt and we can’t breathe.” “I’m $20,000 upside down on my truck—should I sell it?” “My wife was laid off two years ago and we’ve been living on credit cards ever since. How can we get out of this mess?” “Should I pull from my 401(k) to pay off a high interest car loan?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💰 Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning 💵 Start your free budget today. Download the EveryDollar app! 🏠 Get organized and prepared to buy or sell a home Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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First 90 secondsSpeaker 00:02
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Dave Ramsey· Host0:16
[upbeat music] Brought to you by the EveryDollar app. Start budgeting for free today. [upbeat music] Normal is broken, common sense is weird, so we're here to help you transform your life. From the Ramsey Network in the Fairwinds Credit Union Studios, this is The Ramsey Show. Rachel Cruze, Ramsey Personality, number one bestselling author, and co-host of Smart Money Happy Hour, my daughter, is my co-host today. Open phone's here at 888-825-5225. The call is free, and some say the advice is worth exactly what you pay for it. Daniel's with us in Indianapolis. Hey, Daniel, what's up?
Speaker 21:01
Hey, how are you?
Dave Ramsey· Host1:03
Better than I deserve, man. How can we help?
Speaker 21:05
Uh, so I'm trying to figure out if I should file for bankruptcy.
Dave Ramsey· Host1:09
Ooh, that sounds scary. Okay.
Speaker 21:12
Yeah.
Rachel Cruze· Host1:12
What's going on?
Speaker 21:13
Um, so right now I'm married, and we bring home $7,700 a month together, but, um, she's talking about separating. And so on my own, um, I only make 3,850 a month, so I'm upside