If You Want Wealth Do What Wealthy People Do
6/9/20262 hr 17 min
❓ Have a money question? Ask Ramsey is here to help. 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. Dave Ramsey and Rachel Cruze answer your questions and discuss: “My fiancé gives so much of his money away that he ends up living paycheck-to-paycheck—how do we balance giving?” “My mortgage payment is 50% of my income; should I sell my house or keep it?” “I’m $250,000 in debt—should I sell my business?” “I keep going back to my credit card—how do I change my mindset?” “My children ignore me—should I leave them an inheritance?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET 📩 Email Dave On-Air With Your Questions on Debt and Finance 💵 Start your free budget today. Download the EveryDollar app! 🏠 Get organized and prepared to buy or sell a home ❤️🩹 Get trusted insurance coverage that fits your budget Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at Shopify. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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First 90 secondsDave Ramsey· Host0:00
[gentle music] Brought to you by the EveryDollar app. Start budgeting for free today. [upbeat music] Normal is broken, common sense is weird, so we're here to help you transform your life. From the Ramsey Network in the Fairwinds Credit Union Studios, this is The Ramsey Show. Rachel Cruze, Ramsey personality, number one bestselling author, co-host of Smart Money Happy Hour. My daughter is my co-host today. The phone number here is 888-825-5225. Robert is in Houston. Hey, Robert, how are you?
Robert0:45
Hi, Robert. Uh, hi, Dave. I'm doing good. How are you doing?
Dave Ramsey· Host0:49
Better than I deserve, sir. What's up in your world?
Robert0:52
Well, me and my wife are $250,000 in debt, basically on our business. Ugh, we were thinking on, on shut down our business because we've been so frustrated. We don't have enough sales, and we kind of scared because we basically, we borrowing money from my wife's father, and we're scared that if we close our business, we won't have any money for next month.
Rachel Cruze· Host1:17
What kind of business is it, Robert?
Robert1:20
Uh, well, we own a food trailer dealership. So basically, my, my wife's father, uh, manufactures them and we, we,