How to Stop Pop-Up Expenses From Derailing Your Budget | 569
5/22/202622 min
Curious? Take The Free Money Stress Quiz!
Ready? Buy Our Simplified Budget System Now!
Jen is tired of feeling like every paycheck is already spent before it even hits the account. Between dance competitions, surprise expenses, kids’ needs, and trying to “make it work,” she feels stuck in the constant cycle of hoping there’s enough money to cover everything.
In this coaching session, we walk Jen through the very first steps to stop winging it and finally create a simple system for her money. We talk about:
- Why your bills account should become your main account
- How to stop using “hopeful numbers” instead of real numbers
- The easiest way to separate bills from spending
- What to do when unexpected expenses keep popping up
- Why getting everything on ONE piece of paper changes everything
- How to talk to your spouse about money when things feel tense
- Why savings buckets help with all those “random” expenses
- Snowball vs avalanche debt payoff methods
- The truth about living paycheck to paycheck
If you’ve ever thought:
“Why do we make decent money but still feel broke?”
…this episode is for you. 💛
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎budgetbesties.com/coaching
This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.
Clips
Transcript preview
First 90 secondsVanessa· Host0:00
Want to pay off debt, but don't know where to start?
Shana· Host0:01
Stop making random extra payments and hoping for the best. Let's build a debt payoff strategy that actually works.
Vanessa· Host0:08
Join us Thursday, May 28th for our debt payoff workshop so you'll know what you owe so you can pick your debt payoff method and you can start getting out of debt.
Shana· Host0:16
We'll help you organize your debt, understand your balances, interest rates, and minimum payments, and help you choose what to pay first.
Vanessa· Host0:23
We'll cover all three payoff methods, including the snowball, avalanche, and minimum payments, and we'll also tell you what to know before applying for debt consolidation.
Shana· Host0:32
No shame, no finance bro nonsense, just your next right step.
Vanessa· Host0:37
Grab your spot at budgetbesties.com/debtworkshop.
Shana· Host0:40
He's gonna be like, "I make all this money. I don't know why you're taking it. We've had this agreement for so long." Not in a bad way, but just like- No ... what... So that's why I think even though he might not enjoy it that much, maybe bring him, make him some brownies. I don't know what you do, want to do. But have him- [laughs] ... look at... It might be worthwhile to have you guys sit down and make this budget together, because the spending money that he's used to getting and being able to just figure out, you're u- you're trying to be like, "I only need $1,000 a paycheck," but it's probably more than that. But in order to- Oh, it's- For all of this to come- It's 100, definitely more than that.
Vanessa· Host1:11
Yeah ...
Shana· Host1:11
and so if you want him to change that, which we do, and we want to see it all as together, we're probably gonna have to look at all the numbers together.
Vanessa· Host1:17
Do you make good money but have nothing to show for it?
Shana· Host1:21
Are you tired of living paycheck to paycheck?
Vanessa· Host1:23
Do you have big dreams for your financial future?
Shana· Host1:26
Do you want to get debt free but you don't want to live on beans and rice?
Vanessa· Host1:29
Or