How to Stop Feeling Stressed About Money Without Tracking Every Dollar | Reair: All Things Excellence Podcast with Chelsey Debruin | 576
6/8/202657 min
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Budget besties, this one is for anyone who has ever said, “I don’t need a budget,” while also wondering where all their money went.
In this episode, Shana and Vanessa get real about why budgeting is not about restriction, shame, or living on beans and rice. It is about giving every dollar a job so our money can actually support the life we want — the trips, the family fun, the savings goals, the debt payoff, the cute shoes, and the peace of mind.
We talk about why so many of us were never taught how to manage money, how modern finances have gotten way more complicated than they used to be, and why simply “having money left over” is not the same thing as having a plan. Shana and Vanessa also break down their simple account system, how to separate bills from spending, and why budgeting can actually make spending feel more fun and guilt-free.
This episode is full of permission to stop spiraling, face the music, and start building financial clarity one step at a time.
In This Episode, We Cover
- Why “I don’t budget, I just buy what I want” is not the flex people think it is
- How budgeting helps us live bougie on purpose
- Why money stress and lack of budgeting are so connected
- The power of putting everything on one page
- Why a 90-day spending audit can be eye-opening
- How to teach kids financial literacy without shame
- Why net worth matters more than obsessing over a credit score
- Simple ways to reduce expenses without cutting everything fun
- How separating bank accounts creates clarity and fewer money fights
- Why financial coaching can feel like having a personal trainer for your money
Let’s Take Our Relationship To The Next Level:
1️⃣ Facebook Group ➡︎budgetbesties.com/facebook
2️⃣ Be on the Podcast ➡︎budgetbesties.com/livecall
3️⃣ Private 1-on-1 Coaching. ➡︎budgetbesties.com/coaching
This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.
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Clips
Transcript preview
First 90 secondsShana· Host0:00
[gentle music] If you're not doing that, then it's all for nothing.
Vanessa· Host0:02
And- And you might as well be living like you're broke. 55% of Americans say that money is the biggest source of stress in their life.
Shana· Host0:09
You're going to separate your spending to simplify your spending. But you spent $1,000 at the QuikTrip in seven days.
Vanessa· Host0:15
Think on average some of our clients are paying off between 30 to $50,000 in six months- Geez ... when they actually start looking at what's going on with their money. Do you make good money but have nothing to show for it?
Shana· Host0:26
Are you tired of living paycheck to paycheck?
Vanessa· Host0:28
Do you have big dreams for your financial future?
Shana· Host0:31
Do you want to get debt-free, but you don't want to live on beans and rice?
Vanessa· Host0:34
When you don't want to give up those pumpkin spice lattes.
Shana· Host0:37
If you don't already know how to budget, or if you're using credit cards to get through the month.
Vanessa· Host0:40
If you want to seem like you have your finances all together, or you're not on the same page with your spouse when it comes to finances.
Shana· Host0:47
We know what you're doing probably isn't working, but guess what? You're in the right place. We're Shana.
Vanessa· Host0:53
And Vanessa. We're best friends, business partners, and master financial coaches trained by Dave Ramsey. We've been in business since 2019, helping hundreds of amazing people like you create budgets, get out of debt, stop living paycheck to paycheck, and know exactly what to do with their money.
Shana· Host1:08
In this podcast, we'll share with you everything we know, plus everything we're working on with our clients so that you have the best chance at reaching your financial goals.
Vanessa· Host1:16
We want to help you take the guesswork out of your budget, improve your marriages, and even bring your kids in on the conversation.
Shana· Host1:22
We can help you no matter where you're at, whether you're the single mom who's never had $500 in her savings account, or the millionaire who's paid off four real estate mortgages.