Particle Data Platform
Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans

How To Build Your May 2026 Monthly Budget: Plan Your Money Step by Step | 558

4/27/202647 min

Curious? Take The Free Money Stress Quiz!

Ready? Buy Our Simplified Budget System Now!

We’re talking about the B word — and no, not in a scary way.

Here’s the truth:

Most of us are running the same “money operating system” we had at 18. Meanwhile… life got more expensive, more complicated, and way busier.

So what do we do?

We upgrade the system.

Not with more tracking.

Not with spreadsheets you have to babysit.

Not with budgeting apps that turn you into an accountant.

We build a system that:

  • ✅ Tells your money where to go
  • ✅ Puts it there automatically
  • ✅ Makes it nearly impossible to “mess up”

Because you are too busy living your life to be manually moving money around all month.

💡 The 5-Part Budget Framework

We’ve simplified everything into five columns. That’s it.

  1. Income – Every dollar coming in (yes, even cash + bonuses + tax returns).
  2. Debt – Minimum payments only (we’ll attack extra strategically).
  3. Bills – Anything with a due date.
  4. Spending – The Big Four:
  • Gas & groceries
  • Restaurants/entertainment
  • Personal pocket money
  • Kids
  1. Savings Buckets – All the “unexpected” expenses that aren’t actually unexpected (Christmas, travel, hair appointments, sports fees, car maintenance, etc.)

We separate everything into clear accounts so your bank becomes your personal assistant.

Let’s Take Our Relationship To The Next Level:

1️⃣ Facebook Group ➡︎budgetbesties.com/facebook

2️⃣ Be on the Podcast ➡︎budgetbesties.com/livecall

3️⃣ Private 1-on-1 Coaching. ➡︎budgetbesties.com/coaching

This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice.

This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase.

Click here to view our privacy policy.

Clips

Ditch Points, Build Wealth
Bills-Only Bank Account
Snowball vs. Avalanche Rethink
Auto-Update Budget Magic
Mindset Pivot Challenge
No Guilt, Just Data

Transcript preview

First 90 seconds

  1. Shana· Host0:00

    Hey, guys. We're really excited to bring you an episode to help you make your May budget, but we're doing it a little differently this month- Yes ... aren't we, Vanessa?

  2. Vanessa· Host0:06

    We sat in with our friend Kerry in her private group. She wanted us to go through our budget with her people, so we can really see how it works. So we just took that episode, y'all, and we're just gonna give it to you guys.

  3. Shana· Host0:16

    Yeah, so we're gonna help you build May's budget. You're going to do it exactly like we do it every month. The, again, this is always your cue. If you haven't made your May's budget yet, today's the day.

  4. Vanessa· Host0:25

    This is your sign.

  5. Shana· Host0:26

    Yeah.

  6. Vanessa· Host0:26

    We know that you're gonna love her as much as we do, guys. She is on fire. She is a ball of energy, and she was so much fun to work with. [upbeat music] Do you make good money but have nothing to show for it?

  7. Shana· Host0:36

    Are you tired of living paycheck to paycheck?

  8. Vanessa· Host0:39

    Do you have big dreams for your financial future?

  9. Shana· Host0:41

    Do you want to get debt free, but you don't want to live on beans and rice?

  10. Vanessa· Host0:45

    And you don't want to give up those pumpkin spice lattes?

  11. Shana· Host0:47

    If you don't already know how to budget, or if you're using credit cards to get through the month.

  12. Vanessa· Host0:51

    If you want to seem like you have your finances all together, or you're not on the same page with your spouse when it comes to finances.

  13. Shana· Host0:57

    We know what you're doing probably isn't working, but guess what? You're in the right place. We're Shana.

  14. Vanessa· Host1:03

    And Vanessa. We're best friends, business partners, and master financial coaches trained by Dave Ramsey. We've been in business since 2019, helping hundreds of amazing people like you create budgets, get out of debt, stop living paycheck to paycheck, and know exactly what to do with their money.

  15. Shana· Host1:18

    In this podcast, we'll share with you everything we know, plus everything we're working on with our clients so that you have the best chance at reaching your financial goals.

  16. Vanessa· Host1:26

    We want to help you take the guesswork out of your budget, improve your

We value your privacy

We use cookies to understand how you use our platform and to improve your experience. Click "Accept All" to consent, or "Decline non-essential" to opt out of non-essential cookies. Read our Privacy Policy.