The School of GreatnessHow to Build a Million-Dollar Portfolio Starting From Nothing | Graham StephanHow He Sees Every Dollar
27:56–30:41 · 165s
Graham breaks down his mental math: instantly haircut income by 40% for taxes, apply a 4% rule to what’s left to gauge lifetime sustainability, and limit lifestyle creep with a self-imposed 3% (really 1.5%) spend rule.