Get in the Driver’s Seat of Your Own Life
4/28/20262 hr 13 min
❓ Have a money question? Ask Ramsey is here to help. 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. Rachel Cruze and Dr. John Delony answer your questions and discuss: “My parents keep buying things for me but they're struggling financially, how do I get them to stop?” “My husband and I don't agree on whether we should close our credit cards.” “Should we use our emergency fund to buy a couch?” “Should I pay for a certification to increase my income while I'm in debt?” “My in-laws want us to build an addition on their home for me to live in, should we do it?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💵 Start your free budget today. Download the EveryDollar app! 🏠 Get organized and prepared to buy or sell a home 🚢 Set Sail with Dave Ramsey! Book your cabin today. Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Clips
Transcript preview
First 90 secondsJohn Delony· Co-host0:00
[upbeat music] Brought to you by the EveryDollar app. Start budgeting for free today.
Rachel Cruze· Host0:08
[upbeat music] Normal is broke and common sense is weird, so we're here to help you transform your life. From the Ramsey Network in the FAIRWINDS Credit Union Studio, this is The Ramsey Show, and I am Rachel Cruze hosting at this hour with Dr. John Delony, and we'll be taking your calls, and the lines are open. So give us a call at 888-825-5225. All right, first up we're going to Little Rock, Arkansas, and we have Dylan on the line. Hi, Dylan.
Speaker 20:43
Hi. How are you?
Rachel Cruze· Host0:45
Hi. We're doing great. How can we help?
Speaker 20:47
Well, um, I'm been kind of in a situation and I'm trying to figure out how to dig myself out of a hole.
Rachel Cruze· Host0:55
All right. So what's going on?
Speaker 20:57
So, um, I'm 28, you know, I'm married, got, uh, two kids, a five-year-old and a three-year-old. Um, about three years ago we were kind of in a situation. Um, we were renting a house. It was just disgusting. It was mold-infested. Um, our second was on the way and we decided to buy a house, and it was not really a great time to buy, but we didn't really have an option. Um, I don't feel like we really bought out of our means. It's just