FIRST TIME HOME BUYER GUIDE 2026: EVERYTHING YOU NEED TO KNOW || KYLIE BRENNING || EPISODE 080
3/18/202628 min
Kylie Brenning has been active in the real estate industry since 2018, starting her career in commercial real estate development before transitioning into lending in 2022. That foundation gives her a unique, well-rounded perspective on both the building and financing side of real estate.
As a Mortgage Broker, Kylie works across both residential and commercial lending, leveraging strong relationships with a wide network of banks and lending institutions. Her approach is solution-focused—no matter how niche the deal or complex the situation, she believes there is always a loan product or strategy that can make it work.
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First 90 secondsKylie Brennan· Guest0:00
I love first-time home buyers too. I mean, I like my investors. I love working with them. Um, they're always fired up. They've got great energy. But those first-time home buyers, when they get in, like, they don't think that they could afford a house, or, like, they think that they can't. Like, and they have something that's actually theirs. Like, they're locking in their price of shelter for their life basically, right? There's nothing better than that. I actually just had a client text me last night. She needed her partner to co-sign with her to afford this house that they really, really want. Her partner had no credit score at all. So we had her add him on as an authorized user to her oldest credit card, so he's getting that history, right? And he's also getting to feed kind of off of her credit score. And he opened up his own, and she texted me last night. Now he has a 762 credit score, and that was a week and a half ago is when we started that process. I've helped bad credit too. Um, [laughs] [laughs] Another super great success story. I've worked with this couple a couple of times, um, helped them purchase, um, investment properties. Refinanced their primary residence to get that cash to buy their next, like, dream house. The wife, her credit score was kind of bringing things down a little bit, and I was looking at it and I was like, "Well, you've got this collection," and it was like $500. I'm like, "You guys have $500." So what we do instead is we call the company that has the debt, and we say, "Okay, we'll pay you the $500, but we want you to delete it." You wanna pay for a delete. So then it's like it never happened. Winning to me means being healthy, feeling good about what you do and who you surround yourself with.
Speaker 2· Host1:24
The Code to Winning: Insights You Need Today to Seize the World Tomorrow. Today, we