Financial Momentum Starts With a Shift in Perspective
5/14/20262 hr 15 min
❓ Have a money question? Ask Ramsey is here to help. 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. Dave Ramsey and George Kamel answer your questions and discuss: “My mom promised to pay off my student loans, but it’s been three years and she still hasn’t paid them” “We’re in $86,000 of debt and living paycheck-to-paycheck. How do we gain control of our finances?” “My parents want me to take on more debt and go to graduate school. Should I follow their advice?” “My father has nothing saved for retirement. How can we help him?” “I have been working for the family business but I’m underpaid. How do I address this without causing issues?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💰 Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning 💵 Start your free budget today. Download the EveryDollar app! 🏠 Find a Ramsey Trusted Real Estate Agent Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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First 90 secondsJohn Delony0:02
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Dave Ramsey· Host0:17
[ on-hold music] Brought to you by the EveryDollar app. Start budgeting for free today. [on-hold music] Normal is broken, common sense is weird, so we're here to help you transform your life. From the Ramsey Network in the Fairwinds Credit Union Studio, this is The Ramsey Show. George Campbell, number one best-selling author, Ramsey personality, co-host of Smart Money Happy Hour here on the Ramsey Networks is my co-host today. The phone number is 888-825-5225. You jump in, we'll talk about your life and your money. Betty is in Washington, DC. Hi, Betty, how are you?
Speaker 21:00
I'm hanging in there. I can't believe I'm actually talking to you.
Dave Ramsey· Host1:05
Well, I'm honored. How can you-- how can we help you today?
Speaker 21:07
Uh, [laughs] well, I'm, I'm gonna apologize up front in case I cry 'cause this has been a really stressful situation. Um, but long story short, my husband and I have a house that we cannot afford. Um, our mortgage payment is over six thousand dollars a month, and it's been listed for over two months now, and the house is just not selling. Um, and