Fear Doesn't Call The Shots On Your Finances
6/3/20262 hr 13 min
❓ Have a money question? Ask Ramsey is here to help. 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. Dave Ramsey and George Kamel answer your questions and discuss: “I am supposed to form an LLC with my sister but I don't trust her. She tried to steal $350,000 from me.” “My fiancé thinks it's inappropriate for me to gift money to my late boyfriend's nieces and nephews.” “My wife would rather spend money on experiences with our kids than pay our mortgage off early.” “I owner-financed a home and the buyers stopped paying. I'm struggling to foreclose the home.” “Should I cash out my whole life insurance policy if it means I will owe $50,000 in taxes?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET 📩 Email Dave On-Air With Your Questions on Debt and Finance 💵 Start your free budget today. Download the EveryDollar app! 🏠 Get organized and prepared to buy or sell a home 🦸 For help with investing, get connected with a SmartVestor Pro Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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First 90 secondsDave Ramsey· Host0:02
This is an ad for BetterHelp. The time to fix your budget is before you're in debt, and the time to deal with stress is before it becomes a crisis. Talking to someone can help you find a path forward. Go to betterhelp.com/ramsey to get 10% off. [upbeat music] Brought to you by the EveryDollar app. Start budgeting for free today. [upbeat music] Normal is broke and common sense is weird, so we're here to help you transform your life. From the Ramsey Network in the Fairwinds Credit Union Studio, this is The Ramsey Show. I'm Dave Ramsey, your host, George Kamel, Ramsey personality, number one bestselling author, he's my co-host today. Gabe is in Salt Lake City. Hey, Gabe, what's up in your world?
Gabe0:55
Gabe. I'm here. That is me. Dave, it's nice to have you, uh, talking to me, and I really appreciate you taking my call.
Dave Ramsey· Host1:02
Our pleasure.
Gabe1:03
Um, and George, too. Um, so random question. Um, so my, my dad is very kind. Every time my wife and I have a child, he gives us a one-ounce gold coin that the kids, they own it, right? Um, m- I brought it to his attention, I was like, "Well, if it's theirs, then they can do whatever they want with it. Let's invest it for them so that by the time they're 18, you know, they have a substantial amount of money," 'cause right now they're, you know, between ages one and seven. Um, and so he doesn't want us