Don't Let People's Opinions Influence Your Financial Decisions
5/8/20262 hr 16 min
❓ Have a money question? Ask Ramsey is here to help. 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. Rachel Cruze and Dr. John Delony answer your questions and discuss: “We’ve blown through $950,000 in 2 years and I just found out my husband took out $650,000 in loans” “Should I pay my credit card debt or buy groceries?” “Should I pull from my kids' college fund to pay off my debt?” “How can I make a $75,000 injury settlement work for me and my family?” “Was it a financial mistake to quit my full-time job and go part-time?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💰 Enter the Ramsey May Cash Giveaway! $500 weekly prizes and a $10,000 Grand Prize. Daily entries increase chances of winning 💵 Start your free budget today. Download the EveryDollar app! 🏠 Get organized and prepared to buy or sell a home Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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Transcript preview
First 90 secondsJohn Delony· Co-host0:02
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Dave Ramsey0:17
[upbeat music] Brought to you by the EveryDollar app. Start budgeting for free today.
Rachel Cruze· Host0:24
[upbeat music] Normal is broke and common sense is weird, so we're here to help you transform your life. From the Ramsey Network in the Fairwinds Credit Union Studio, this is The Ramsey Show. And I'm Rachel Cruz hosting this hour with Dr. John Delony. So give us a call at 888-825-5225 to talk about your life and your money and your relationships. We are here for you. The phone lines are open. All right, kicking us off this hour is Grace in Boston. Hey, Grace. Welcome to the show.
Speaker 31:02
Hi. Thank you so much for having me. I really appreciate it.
Rachel Cruze· Host1:05
Absolutely. How can we help today?
Speaker 31:07
Um, so basically, this is kind of, um, real mess. I'm drowning. So I'm drowning in a lack of transparency over the course of the past three years. We sold our house three years ago in 2023 when I was expecting our fifth child.
Rachel Cruze· Host1:21
Okay.
Speaker 31:22
Bottom line is, um, we had to move because we had real difficulty in Massachusetts finding a, an education