Discipline With Money Leads To More Control
4/27/20262 hr 13 min
❓ Have a money question? Ask Ramsey is here to help. 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. On today's episode we answer your questions and discuss: “Should I use my emergency fund to pay off my house?” “I have $600K of debt, should I be investing?” “Is it too late for me to prepare for retirement at 56?” “My health insurance won’t cover my pregnancy expenses—how do I cover these upcoming medical bills?” “Should I structure my will so my daughter doesn’t blow all her inheritance?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💵 Start your free budget today. Download the EveryDollar app! 🏠 Get organized and prepared to buy or sell a home 🛡️ Get trusted insurance coverage that fits your budget 🏢 Join the Crusade! Apply Now! Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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Transcript preview
First 90 secondsDave Ramsey0:01
[upbeat music] Brought to you by the EveryDollar app. Start budgeting for free today.
Jade Warshaw· Host0:08
[upbeat music] Normal is broken, common sense is weird, so we're here to help you transform your life, from the Ramsey Network in the Fairwinds Credit Union Studio, it's The Ramsey Show. I'm Jade Sparshott. Next to me, Dr. John Delony on the ones and twos.
John Delony· Co-host0:25
Let's get it going.
Jade Warshaw· Host0:26
All right, going straight to the phone lines. We've got Ryan, who's in Tacoma, Washington. What's going on, Ryan? How can we help today?
Speaker 30:32
Hi. Hi. [laughs] Um, I'm calling, uh, on behalf of my father. I'm, I'm very concerned for him. He's 79 years old, um, and he's very financially gullible. He has just been recently scammed out of $3,600.
John Delony· Co-host0:51
Yeah.
Speaker 30:51
Uh, the transaction just went through yesterday. Um, I stopped a scam last year, uh, uh, that was, that involved him. He has a timeshare, of course, in Mexico that he's, uh, was contacted about and somebody wanted to buy it from him, and he's getting a call from somebody claiming to be a bank manager in Mexico that has an account with a large amount of money in it, and, and he, he, he's believing everybody, but he's not believing me.
John Delony· Co-host1:19
Hmm.
Speaker 31:20
And I'm so concerned for him. He's, he's a widower. Um, he's alone home with his dog, and a little bit lonely, and, and he just...