Develop Steady Habits That Create Lasting Wealth
6/22/20262 hr 8 min
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George Kamel and Jade Warshaw answer your questions and discuss:
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- “My daughter stopped talking to me because I told her I will not go into debt to pay her college expenses.”
- “My husband was diagnosed with dementia; how big of an emergency fund do we need?”
- “I keep pulling from my Roth IRA to pay for my daughter's college.”
- “Our friend is telling us we can buy fixer-uppers, renovate them, then use HELOCs to grow our real estate investments quickly.”
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Clips
Transcript preview
First 90 secondsSpeaker 10:00
[upbeat music] Brought to you by the EveryDollar app. Start budgeting for free today.
Jade Warshaw· Host0:08
[upbeat music] Normal is broken, common sense is weird, so we're here to help you transform your life from the Ramsey Network in the Fairwinds Credit Union Studio. This is the Ramsey Show. I'm Jade Warshaw. Next to me, GK, George Kamel, taking your calls really for the next three hours. It's gonna feel like two hours to you.
George Kamel· Host0:31
It's gonna fly by.
Jade Warshaw· Host0:32
Yeah.
George Kamel· Host0:32
Oh, because literally the amount of show they hear- That's right ... without ads and radio breaks.
Jade Warshaw· Host0:38
That's right. But for us, it's three hours in the studio, and we've got Sam who is on the line in Cincinnati, Ohio. Hey, Sam. How can we help today?
Speaker 40:47
Hey, can you guys hear me?
Jade Warshaw· Host0:49
We can. Can you hear us?
Speaker 40:52
Um, I am 19 years old. Sorry, yes, I can. I'm 19 years old. I just graduated high school. I'm heading to college about 45 minutes away. Um, I'll be coming home on the weekends because I have a, a lawn and landscaping business that I'd like to keep up. Um, and so I have a truck that's not good on gas mileage, so I'm looking to buy a car, um, something small like a Honda Accord. Uh, my parents want me to sen- to buy something a little nicer and reliable, maybe around $20,000, but that would take me down really low on cash, and so I'd have to take out a loan. I'd rather buy something around $10,000 and just, just pay it in cash and just get something that just c- that gets the job done.
Jade Warshaw· Host1:28
I love that.