Debt Is Not A Problem Solving Tool - Financial Peace Is
6/17/20262 hr 15 min
❓ Have a money question? Ask Ramsey is here to help. 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. Dave Ramsey and Dr. John Delony answer your questions and discuss: “I’m about to inherit $5 million, how do I wisely manage this money with my fiancé?” “We’re in $48,000 of debt, our house is in forbearance, and my husband doesn’t support us financially. What do I do?” “I was taken to small claims court and they are threatening to garnish my wages. Should I get a HELOC to pay it off?” “Our neighborhood is no longer safe. Should we sell our house or rent it?” “We run a successful business but we’re still broke and in debt.” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET 📩 Email Dave On-Air With Your Questions on Debt and Finance 💵 Start your free budget today. Download the EveryDollar app! 🏠 Get organized and prepared to buy or sell a home 🎟️ Get your ticket for Investing Essentials today! Connect With Our Sponsors: Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more. Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers. Sign up for your $1.00/month trial at Shopify. Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
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First 90 secondsDave Ramsey· Host0:00
[upbeat music] Brought to you by the EveryDollar app. Start budgeting for free today. [upbeat music] Normal is broken, common sense is weird, so we're here to help you transform your life. From the Ramsey Network in the Fairwinds Credit Union studios, this is the Ramsey Show. I'm Dave Ramsey. Dr. John Delony, Ramsey personality, number one bestselling author and host of the very popular Dr. John Delony Show on Ramsey Networks. He's my co-host today. Open phones at 888-825-5225. Gabrielle or Gabriel is in Los Angeles. What's up?
Gabriel0:46
Uh, hello, Dave. Uh, hello, John. Um, a longtime listener. Um, I'm 27 years old, uh, gonna be 28 in November. Um, I just got a job, uh, as a buyer/planner. Um, I'm making $65,000 a year. Before, I was making, um, minimum wage, like $17 an hour. Um, I have two children. Um, I always hear you say before, I had a, I got a PhD in stupid, uh, when I was younger. Um, I'm definitely trying to change my life around. I have about $60,000 in debt. Um, and yeah, I'm just trying to figure out how to navigate that. Um, both my children, uh, I'm not with, you know, their mothers, um, so I'm having to pay, you know, about $1,100 a month in