Changing Your Money Mindset Is The First Step To Lasting Wealth
7/7/20262 hr 9 min
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and George Kamel answer your questions and discuss:
- “Should I pull from my investments to pay my mortgage off?”
- “My wife has been diagnosed with terminal cancer and I'm worried I don't have enough saved.”
- “Is an Airbnb a good investment?”
- “Does it set the right example to pay for my son's college?”
- “I'm embarrassed by what I do for a living. How do I talk about it confidently?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💵 Start your free budget today. Download the EveryDollar app!
🏠 Get organized and prepared to buy or sell a home
🎟️ Get your ticket for Investing Essentials today!
Connect With Our Sponsors:
- Go to Angel Studios to discover entertainment you can feel good about.
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers.
- Sign up for your $1.00/month trial at Shopify.
- Get started at World News OR use promo code RAMSEY for a 30-day free trial.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
🍸 Smart Money Happy Hour
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Clips
Transcript preview
First 90 secondsDave Ramsey· Host0:00
[upbeat music] Brought to you by the EveryDollar app. Start budgeting for free today. [upbeat music] Normal is broken, common sense is weird, so we're here to help you transform your life. From the Ramsey Network in the Fairwinds Credit Union Studio, this is The Ramsey Show. I'm Dave Ramsey, George Kamel, Ramsey Personality, number one bestselling author and co-host of the Smart Money Happy Hour. He's my co-host today. Open phone's at 888-825-5225. The call is free, and some say the advice is worth exactly what you pay for it. Sarah is in Philadelphia. Hi, Sarah. What's up in your world?
Sarah0:44
Hi. I, it's-- I can't believe I'm talking to you. This is crazy. What a blessing. Thank you.
Dave Ramsey· Host0:51
Well, we're honored to have you. How can we help?
Sarah0:52
Wow, okay. So I am stuck in a apartment lease that is around 60% of my take-home pay.
Dave Ramsey· Host1:02
What happened?
Sarah1:04
[sighs] So I signed on about three years ago when it was around 45%, and so they've been increasing it around 10 to 15% every year. And I have to admit, I'm 30 years old, so I was around 27 when I signed on, and I wasn't very responsible with money at that time. But as I've started listening to

