Building Wealth Means Defining Needs vs. Wants
6/19/20262 hr 6 min
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and Jade Warshaw answer your questions and discuss:
- “We got married in the church but did not get legally married because of my finances. When can we get married?”
- “My wife doesn't want us to use our savings to pay the taxes on a Roth conversion. How do I explain to her that this is a good idea?”
- “Is a cash-out refinance the only option to pay my soon-to-be ex-husband for his share in the divorce?”
- “A church member in the congregation I serve is selling whole life insurance products. Should I tell church leadership?”
- “My boyfriend is on disability. I've been encouraging him to do side gigs but he is not interested. How do I talk to him about this?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
📩 Email Dave On-Air With Your Questions on Debt and Finance
💵 Start your free budget today. Download the EveryDollar app!
🏠 Get organized and prepared to buy or sell a home
🎟️ Get your ticket for Investing Essentials today!
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers.
- Sign up for your $1.00/month trial at Shopify.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
🍸 Smart Money Happy Hour
💰 George Kamel
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Clips
Transcript preview
First 90 secondsDave Ramsey· Host0:00
[upbeat music] Brought to you by the EveryDollar app. Start budgeting for free today. [upbeat music] Normal is broken, common sense is weird, so we're here to help you transform your life. From the Ramsey Network in the Fairwinds Credit Union Studio, this is The Ramsey Show. I'm Dave Ramsey, your host. Jade Washall, Ramsey personality, number one bestselling author, is my co-host today. Jeff is in Tupelo, Mississippi. Hi, Jeff. How are you?
Jeff0:38
I'm doing well. How about yourself, Dave?
Dave Ramsey· Host0:41
Better than I deserve. What's up?
Jeff0:43
Yes, sir. So the, uh, the question that I have is, is it okay for me to pause my debt snowball to buy a more reliable, bigger vehicle for my growing family?
Jade Warshaw· Host0:58
Tell us more about it. Tell us about the vehicle that you have now, and tell us about your growing family.
Jeff1:05
Yes, ma'am. So the vehicle that I have now, it is a five-seat SUV, 2015 Volkswagen. I inherited it from my mom. And, uh, and my w- currently we have, uh, two kids, and my wife and I are expecting, and she's due in January. And we, we just are really gonna need something that has third-row seating.