Ask an Adviser: 4 case studies on the new CGT changes with Alex Luck
6/22/202632 min
The Federal Budget sparked plenty of debate among investors, but what do the proposed tax changes actually mean in practice? Bryce and Ren sit down with Everest Wealth co-founder Alex Luck to work through real-world case studies covering ETFs, capital gains tax, property investing, negative gearing and retirement planning. The conclusion may surprise some investors: while the rules may change, the fundamentals of long-term investing remain remarkably resilient.
In this episode:
00:00 Budget Investing Changes
01:29 ETF Tax Case Studies
04:04 Tax Winners and Losers
07:26 Why Growth Still Wins
11:35 Property vs Shares
15:20 Negative Gearing Impact
17:08 New Leverage Strategies
19:33 Will Investors Leave Property?
23:23 Dividend vs Growth Investing
25:35 Retirement and FIRE Changes
30:16 Final Investing Takeaways
Stocks & ETFs mentioned: Vanguard Diversified High Growth ETF (ASX: VDHG), Vanguard Australian Shares High Yield ETF (ASX: VHY), iShares S&P 500 ETF (ASX: IVV), Betashares Nasdaq 100 ETF (ASX: NDQ)
You can find Alex's case studies here: https://x40s1z0ymjt.typeform.com/to/XcqV93pF
If you would like to speak to Alex or any of his team head to equitymates.com/advice and we will put you in touch.
To check out LendUs head to https://www.lendus.com.au/equitymates
———
Want to get involved in the podcast? Record a voice note or send us a message
And come and join the conversation in the Equity Mates Facebook Discussion Group.
———
Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered.
Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)
We’re particularly excited to share our latest show: Basis Points
Listen to the podcast (Apple | Spotify)
Watch on YouTube
Read the monthly email
———
Looking for some of our favourite research tools?
Download our free Basics of ETF handbook
Or our free 4-step stock checklist
Find company information on TIKR
Research reports from Good Research
Track your portfolio with Sharesight
———
This podcast is intended for education and entertainment purposes only. Any advice is general advice and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If unsure, speak to a financial professional. The host of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares Group but maintains editorial independence and operates under Australian Financial Services licence 540697.
Hosted on Acast. See acast.com/privacy for more information.
Clips
Transcript preview
First 90 secondsAlec Renehan· Host0:00
[gentle music] Everything you're about to hear is for education and entertainment purposes only. Whilst we are licensed, we're not aware of your personal financial circumstances. Any advice is general advice. Equity Mates operates under Australian Financial Services License 540697. Today's podcast is brought to you by LendUs. Now, Bryce, you're always on the hunt for a deal. When's the last time you compared your mortgage rate?
Bryce Leske· Host0:23
I actually haven't done it for a while.
Alec Renehan· Host0:24
Well, LendUs is here to help.
Bryce Leske· Host0:26
Love it.
Alec Renehan· Host0:26
No longer do you need to go to a broker and ask them to check your rate for you. You can go onto their platform and compare for yourself.
Bryce Leske· Host0:34
Awesome.
Alec Renehan· Host0:34
Just put your mortgage in and your key details, and they will compare what you're paying with what you could be paying. And here's the thing. If you could be getting a better deal and you refinance with LendUs, they will give you monthly cash back on your mortgage.
Bryce Leske· Host0:48
So not only a better deal, but also a cash back incentive.
Alec Renehan· Host0:51
If you wanna check it out, and I know you do, Bryce- [laughs] I'm interested ... head to lendus.com.au/equitymates to review your home loan and assess your options.
Bryce Leske· Host0:59
All loan products are indicative only and subject to lender's standard credit and approval criteria. Terms and conditions apply. Please refer to lendus.com.au.
Alec Renehan· Host1:07
Today's episode is brought to you by Vanta.
Bryce Leske· Host1:10
No, it's not your imagination. Risk and regulation are ramping up, and customers now expect proof of security just to do business.
Alec Renehan· Host1:18
That's why Vanta is a game changer. Vanta automates your compliance process and brings compliance, risk, and customer trust together on one AI-powered platform.
Bryce Leske· Host1:28
So whether you're prepping for your ISO 27001