245. "We make 6 figures. Why am I hiding fast food purchases?"
1/27/20262 hr 6 min
Ramit Sethi of I Will Teach You To Be Rich talks to Grace and James, a couple from Ireland, aged 38 and 37, who have been navigating immense challenges. James was diagnosed with cancer and underwent a year of treatment, while Grace managed a difficult pregnancy and maternity leave with their second child, an infant. Amidst the fear and grief, their household income took a significant hit, causing financial strain. Grace felt the burden of managing their finances, leading to guilt about James continuing to work during his illness. Despite these hardships, they’ve built a strong financial foundation with high sa...
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First 90 secondsRamit Sethi· Host0:00
If you or your partner has fallen for a scam, I wanna help, especially if you've recently fallen for an email or text scam, or you've gotten bad financial advice from someone who did not keep their promises, or maybe you just have not even told your partner because you are embarrassed. If this is you, I wanna talk. Apply for free coaching with me by being on my podcast. Apply today at iwt.com/apply. That's iwt.com/apply.
Grace· Guest0:29
I hide how much food I eat out. I will drive into a drive-through, buy a huge meal, and eat it all. His [laughs] therapist said she's shocked that he's still working with young children and cancer treatment. I was just feeling incredibly guilty.
Ramit Sethi· Host0:45
You wrote in your application that you feel like a pressure cooker about to explode.
James· Guest0:52
What if I get sick again? They said it was gonna be gone the first time, and it came back. What if I can't work for another year? This time work won't pay for it.
Grace· Guest0:59
I actually find it so hard to stick to the budget. I spent €200 on Temu.
Ramit Sethi· Host1:04
On what?
Grace· Guest1:05
Oh, [beep] me. I'd love to have a plan to not feel so terrified.
Ramit Sethi· Host1:10
If the two of you continue on the way that you have with your money, when something comes up in life, what do you think happens the next time, and the time after that, and the time after that?
Grace· Guest1:21
Ugh, I will just collapse.
Ramit Sethi· Host1:24
Here's the scenario. Your partner is suddenly diagnosed with cancer.